SBA LOAN PACKAGING EXPERTS

 Here at SBA-Business.com we are experts in SBA Loan Packaging and Submission of SBA Loans.  We understand that gaining funding for your business is just one important aspect of your business.  Most business owners will spend too much time on the preparation and submission of their SBA Loan Package while the rest of their business execution suffers. 

 Don’t let this happen to you, contact us today
to get our experts working for you.

Your SBA Loan Package must be completed properly and presented properly to show the SBA Lender you are a professional and deserve the money for your business.  Each SBA Lender wants and / expects your SBA Loan Packaging to look a certain way and each SBA Lender is slightly different.  It is very important that you chose the SBA Lender and then get exactly what they are looking for in your SBA Loan Packaging. 

This can be a time consuming process but it is critical that you get it right and have a complete and professional SBA Loan Package.  This will typically get you a faster and hopefully a more favorable decision on your SBA Loan.

For the above reasons, we believe that it makes great business sense to seek out the assistance of a Full Service "GLOBAL BUSINESS SOLUTIONS" Consulting Team.  With The TARP Program and "stimulus package" that the US Government is offering, the SBA is positioned to help you "meet the criteria"  That is where SBA-Business.com comes in…let us help you. 

With 175,000 websites being added daily the World Wide Web, you can no longer afford to start a business without professional consultation.  There are just too many obstacles to overcome and most of them you will not see until you hit them. 

SBA-Business.com are experts in SBA Loan Packaging, Business Plan development and business infrastructure development for Small Businesses.

 Your SBA Loan Packaging must address the credit scores of all principles of your business and you must address the credit score of your Business.  Most "so called" consultants will ask you for the credit scores and if they are good, they will help you get your loan.  Your Credit Score can negatively affect your SBA Business, we are experts and have expert partners that can assist you in improving your credit score.  This service is huge for you and your business.  

This service alone can make a difference in your SBA Loan Packaging and the SBA Loan decision process.

 SBA Business completely understands SBA Loans and SBA Loan Packaging.  We take great pride in our ability to do SBA Loan Packaging, Business Plan Development and Identify Additional Areas Of Revenue.  Our process includes the following requirements of the SBA Loan.

• Identification of Business Type, Required Format Of Business Plan, Expenses, Revenues, Employees All Need To Be Listed .  Each Type Of Business Will Have Many More Additional Items That Will Need To Be Included.

• Use Of Proceeds, Helping Clients Understand The Limitations For The Use Of The SBA Loan, and Identifying Key Growth Attributes Of Your Business.  We Can Then Build Your Business Plan Around The Research.

• Assist In The Development Of The Debt Summary and Cash Flow Projections.

• What Type Of Ownership For This Business Type.

• What Questions You Need To Ask The SBA Lender and What Exhibits You Need To Have In Your Packet.

As you can see SBA-Business.com offers you a depth of business knowledge and business advice on infrastructure setup for your SBA Loan Package.

 SBA Business Leaders will insure that your Owner’s Equity is completely explained in your SBA Loan Packaging.  We will make sure that the 5 key areas below are completely covered in your SBA Loan Explanation.

• Type Of Equity You Plan On Using

• How much "Standby" Debt You Currently Have

• List Of Your Personal Assets and How They Have Been Appropriately Appraised

• How Your Owners Equity Will Meet The SBA Lender’s Requirements For Your SBA Loan.

• Complete Explanation Of The "RMA – Rule Of Thumb "

 SBA-Business.com will insure that your SBA Loan Packaging covers the information below surrounding your Financial Statements.  This is a very important area that needs to be done correctly.  The SBA Lenders will review this area very closely and this information will play a large part in determining if you get an approval or non-approval for your SBA Loan.

• Current Profit / Loss (Or Projections For A Start-up)
  

• Current Balance Sheet (Or Projections For A Start up)
  

• Financial Statement Covering Your Last 3 Years

• Financial Statements Signed By Applicant or Seller Of Business

• Cost Basis Per GAAP (Generally Accepted Accounting Principles)
  

• How To Present Your Required Tax Returns.

• Aging Of The Accounts Receivable and Accounts Payable
  

• Need To Coincide with the Balance Sheet  Dates

• Normal Aging Breakdown Of The SBA Loan

• Network Reconciliation

SBA Business will insure that your SBA Loan Package has the proper Projection Formats, the required assumptions laid out, and that your projects are reasonable.  Additionally we will insure that your projections fall within the normal range of "like businesses" within your industry. 

These are areas the SBA Business will also review very closely
in their determination of approval in your SBA Loan Packaging.

When completing your SBA Loan Packaging, it is important to remember that the SBA will require a "Management Resume".  The SBA requires this because they want to insure that you have adequate training in the area of business that you wish to open.  Without this proof, you will have a hard time getting your SBA Loan Package approved.  SBA Business understand this format and also what type of qualifications the SBA wants to see.  

Your SBA Loan Packaging will need to address this area and include the below items.

• Your Education (Degrees, Institutions Attended, Dates of Attendance, Classes taken that correspond to your business type.)

• Your Work Experience (As an Employer, as an Employee, as a Contractor, your responsibilities, ect.)

• Your Management Experience (Franchise Experience, Managing others, problem solving skills, accounting skills, cash flow and revenue generation skills, ect.)

Let SBA Business Expedite
Your SBA Loan Packaging and Approval Process. 
Call us today.

By now you should have a good idea of Our Extensive Knowledge in SBA Loan Packaging. 

The above is a brief overview and is in now way intended to walk you through the entire SBA Loan Packaging requirements.  There simply is not enough space to do it all here. 

The decision you will need to make is do you want a team of highly skilled professionals doing your SBA Loan Packaging or do you wish to do all this work yourself?

We are ready to assist you in your new business journey. 
Give us a call and let’s get you started.

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